- Location: 400 Spectrum Center Dr Irvine, CA 92618
Private Student Relief is a consulting organization specializing in private student loan relief. We educate former college students on effective strategies to extinguish their private student loan debts, using debt validation techniques as outlined in the Fair Debt Collection Practices Act Law.
- 400 Spectrum Center Dr Irvine, CA 92618
- +1 (888) 759-7274
- info@privatestudentrelief.com
- https://www.privatestudentrelief.com/
94
%
Clients Satisfaction!
About Private Student Relief
We help borrowers reduce their private student loan payments through debt validation — up to 50% less per month.
Since 2015, Private Student Relief has helped over 29,000 borrowers across 48 states reduce their private student loan payments and regain their financial independence. We specialize exclusively in private student loans — not federal — using debt validation strategies based on the Fair Debt Collection Practices Act (FDCPA). Our team works with each client to create a personalized payment relief plan, with results typically achieved in 18 to 60 months. The consultation is free, takes under 5 minutes, and comes with zero upfront fees.
- Trusted by 29,000+ Borrowers
- Available in 48 States
- Payments Reduced Up to 50%
- 100% Private Student Loans
OUR STORY
How Private Student Relief Was Built on Personal Experience
Over 20 years ago, our Co-founder Joseph Munoz experienced firsthand the crushing weight of private student loan debt. When he sought help, he found an industry full of high-pressure tactics and misleading promises — so he decided to build something different.
Private Student Relief was founded on a simple principle: borrowers deserve honest, transparent guidance. Using legal strategies grounded in the Fair Debt Collection Practices Act (FDCPA), we help clients challenge and reduce their private student loan payments — without the pressure, without hidden fees, and without false promises.
Today, we serve a network of over 29,000 clients across 48 states whose monthly payments and financial futures have been transformed. Our core values of integrity, transparency, and personal growth are the foundation of everything we do.
We believe private student loan relief isn't a last resort — it's a smart, empowering financial decision. With the right strategy and the right team behind you, meaningful payment reduction is achievable. We're ready to show you how.
29,000+ Borrowers Have Already Reduced Their Private Student Loan Payments With Us
33
K+
Payment Plans Created
29
K+
Clients Served
10
+
Years in Business
OUR TESTIMONIALS
What Our 29,000+ Clients Say About Private Student Loan Relief
With a 4.9★ rating on Google (1,664 reviews) and 4.91★ on BBB (1,135 reviews), our clients' results speak for themselves. Here's what some of them have shared about reducing their private student loan payments with Private Student Relief.
Kandace Jemison
TX
"Thank you, Private Student Relief & Staff, for helping me resolve my student loan debt in a timely manner. I truly believe in your services and will refer friends and colleagues facing similar challenges. Special thanks to John for his assistance!"
Hunter Mullett
MI
"After months of struggling with my private student loans, I found this company, and they truly understood my situation. They offered a 5-year plan to resolve my private student debt with an affordable payment. Thank you, Private Student Relief, for your support!"
Brittany Turner
OH
"After months of searching for a solution to my private student loan debt, I’m grateful I found your company. I truly appreciate Henry’s help in consolidating my loans into one affordable payment over just 18 months, instead of 20 years!"
Kandace Jemison
TX
"Thank you, Private Student Relief & Staff, for helping me resolve my student loan debt in a timely manner. I truly believe in your services and will refer friends and colleagues facing similar challenges. Special thanks to John for his assistance!"
Hunter Mullett
MI
"After months of struggling with my private student loans, I found this company, and they truly understood my situation. They offered a 5-year plan to resolve my private student debt with an affordable payment. Thank you, Private Student Relief, for your support!"
Brittany Turner
OH
"After months of searching for a solution to my private student loan debt, I’m grateful I found your company. I truly appreciate Henry’s help in consolidating my loans into one affordable payment over just 18 months, instead of 20 years!"
OUR TEAM
Expert Team Members
Every client at Private Student Relief works directly with a dedicated specialist — not a call center. Our team of private student loan consultants brings years of experience in debt validation, lender negotiation, and personalized payment relief strategies so you never face this process alone.
Chris Erwin
Operation Manager
Joanne Cabrera
Student Counselor
Jim Dougal
Relationship Manager
Krystal Rios
Finance Director