Private Student Relief is owned and operated by Joco LLC, located at 400 Spectrum Center Dr, Irvine, CA 92618. We are a private student loan payment relief consulting organization. We are not a law firm, debt settlement company, debt consolidation company, or loan provider. We do not provide legal, tax, or financial advice. We do not assume consumer debt or make payments to creditors on your behalf. We help clients reduce their private student loan payments through debt validation consulting and lender negotiation strategies. Results vary based on individual financial circumstances. Not available in South Carolina or Mississippi. Calls may be recorded for quality and training purposes. For more details, please see our  Terms and Privacy Policy.