Private Student Relief is a consulting organization specializing in private student loan relief. We educate former college students on effective strategies to extinguish their private student loan debts, using debt validation techniques as outlined in the Fair Debt Collection Practices Act Law.

Why Choose Our About

Lower Your Private Student Loan Payments Today

Are High Private Student Loan Payments Draining Your Finances?
If your monthly bills are overwhelming and interest rates keep rising, you’re not alone. Many borrowers struggle to make ends meet while paying off private student loans.

That’s why we help you:

✅ Lower private loan payments through tailored solutions

✅ Reduce stress from collection calls and overdue bills

✅ Explore legal options to challenge unfair or invalid debts

✅ Regain financial freedom in as little as 24–36 months

Call Now, Lower Payments

Reduce your private student loan payments by up to 60%. Fill out the form now.

Important: We only assist with private student loan relief, NOT FEDERAL LOANS.

We will only use your data to contact you and offer you a free assessment, in a secure and confidential manner.

Lower private student loan payments
33 K+

Solutions Provided

29 K+

Satisfied Clients

9 +

Years of Experience

Smart Solutions to Lower Private Student Loan Payments

Unlike federal loans, private lenders set strict terms and limited options. But with our expertise, we can negotiate and design repayment strategies that truly work for you.

EASY 3-STEP PRIVATE STUDENT LOAN SOLUTION

We Simplify the Process to Deliver
Exceptional Results

STEP
01

Talk to us for a free consultation

Tell us about your situation and discover your options without obligation.
STEP
02

We create an affordable plan

Approve your plan, personalized from our suite of products.
STEP
03

Get out of student loan debt quickly

Regain Financial Stability and Transform Your Life in Just 24-60 Months.
OUR TESTIMONIALS

Explore What Our Clients Have to Say About Their Experiences with Our Services

We take pride in the satisfaction of our customers. Their opinions reflect the commitment and quality of our services. Here are some testimonials that inspire us to keep improving every day:

Emily R.

California

Private Student Relief helped me reduce my Sallie Mae debt when I thought there was no way out.

Michael T.

Texas

Thanks to their guidance, I was able to lower my monthly payments and finally breathe.

Sarah L.

Florida

I didn’t know there were options until I found PSR, now my debt no longer crushes me.

Jason B.

New York

Excellent service, very clear and patient throughout the process.

Natalie K.

Georgia

I felt confident from the first call, and now my Sallie Mae debt has been validated.

David P.

Colorado

I recommend them to anyone with private loans, they really deliver on what they promise.

Rachel H.

Arizona

They explained every step without confusion, which gave me peace of mind.

Anthony G.

Nevada

Now I can actually save money because my monthly payment dropped a lot.

Kimberly W.

Virginia

I thought my debt was forever, but PSR showed me another path.

Joshua D.

Ohio

Very grateful, I no longer live with the stress of not being able to pay.

Emily R.

California

Private Student Relief helped me reduce my Sallie Mae debt when I thought there was no way out.

Michael T.

Texas

Thanks to their guidance, I was able to lower my monthly payments and finally breathe.

Sarah L.

Florida

I didn’t know there were options until I found PSR, now my debt no longer crushes me.

Jason B.

New York

Excellent service, very clear and patient throughout the process.

Natalie K.

Georgia

I felt confident from the first call, and now my Sallie Mae debt has been validated.

David P.

Colorado

I recommend them to anyone with private loans, they really deliver on what they promise.

Rachel H.

Arizona

They explained every step without confusion, which gave me peace of mind.

Anthony G.

Nevada

Now I can actually save money because my monthly payment dropped a lot.

Kimberly W.

Virginia

I thought my debt was forever, but PSR showed me another path.

Joshua D.

Ohio

Very grateful, I no longer live with the stress of not being able to pay.

Call Now, Get Relief
What are you waiting for to get help?

Stop Overpaying on Your Private Student Loans. Start Paying Less Today.

Apply Now, Lower Payments
Clear answers for your private student loan concerns

We answer your questions before you apply

We know that managing your private student debt can raise many questions. That's why we've gathered the most common questions from our customers and answered them clearly and transparently. Here you'll find reliable information about the options available and how to take the first step toward real financial relief.

How can I lower my private student loan payments?
You can lower your private student loan payments through an array of options like refinancing, invalidation programs or loan modification. Professional assistance can also help you understand your available options to reduce your monthly obligations.
No. While refinancing is one option, other strategies include debt validation, and repayment assistance programs. Many borrowers reduce payments without refinancing by enrolling into provider relief programs.
Yes. Even if you’re in default or facing collections, you may still qualify for relief programs that reduce your payments. In some cases, lenders are more open to modifications once loans are delinquent.
The reduction depends on your balance, and financial hardship situation. Many borrowers see payments lowered by 40% to 60%, making repayment more manageable and affordable on a go forward basis.
In some cases, yes. Lowering payments can involve extending the repayment term. However, debt validation and modification programs can reduce both payments and the overall balance, and potentially shortening your repayment timeline.
Your credit may be impacted depending on the method used. Refinancing usually has minimal impact, while modification or validation relief programs can cause temporary drops. Long-term, reducing or elimination of your debt burden will improve credit health.
Yes. Borrowers with Sallie Mae, Navient, Firstmark, Citizens Bank, Wells Fargo, and other private student loan lenders may qualify for reduced payments through validation, or customized relief programs. Each case is unique and should be evaluated individually.
Not necessarily. Refinancing may require good credit, but debt validation or modification programs do not. Even borrowers with poor credit often find solutions to lower their monthly payments.
Some borrowers see reduced payments immediately after enrolling in a provider relief program, while others may take a few months depending on lender modifications. On average, relief programs last 24 to 60 months.
Initial consultations are free. If you qualify and enroll in a program, fees may apply depending on the service chosen. These fees are usually much smaller than the savings you achieve through lower payments over the life of your loan.

Reduce your private student loan payments by up to 60%. Fill out the form now.

Important: We only assist with private student loan relief, NOT FEDERAL LOANS.

We will only use your data to contact you and offer you a free assessment, in a secure and confidential manner.