- Location: 400 Spectrum Center Dr Irvine, CA 92618
Private Student Relief is a consulting organization specializing in private student loan relief. We educate former college students on effective strategies to extinguish their private student loan debts, using debt validation techniques as outlined in the Fair Debt Collection Practices Act Law.
- 400 Spectrum Center Dr Irvine, CA 92618
- +1 (888) 759-7274
- info@privatestudentrelief.com
- https://www.privatestudentrelief.com/
Why Choose Our About
Lower Your Private Student Loan Payments Today
Are High Private Student Loan Payments Draining Your Finances?
If your monthly bills are overwhelming and interest rates keep rising, you’re not alone. Many borrowers struggle to make ends meet while paying off private student loans. Here is where we can assist you:
If your monthly bills are overwhelming and interest rates keep rising, you’re not alone. Many borrowers struggle to make ends meet while paying off private student loans. Here is where we can assist you:
✅ Lower private loan payments through tailored solutions
✅ Place you on track to put your loans behind you✅ Explore available options to challenge unfair or invalid debts
✅ Regain financial freedom in as little as 24–60 months
Reduce your private student loan payments by up to 60%. Fill out the form now.
Important: We only assist with private student loan relief, NOT FEDERAL LOANS.
We will only use your data to contact you and offer you a free assessment, in a secure and confidential manner.
33
K+
Solutions Provided
29
K+
Satisfied Clients
9
+
Years of Experience
Smart Solutions to Lower Private Student Loan Payments
Unlike federal loans, private lenders set strict terms and limited options. But with our expertise, we can negotiate and design repayment strategies that truly work for you.
EASY 3-STEP PRIVATE STUDENT LOAN SOLUTION
We Simplify the Process to Deliver
Exceptional Results
STEP
01
Talk to us for a free consultation
Tell us about your situation and discover your options without obligation.
STEP
STEP
03
Get out of student loan debt quickly
Regain Financial Stability and Transform Your Life in Just 24-60 Months.
OUR TESTIMONIALS
Explore What Our Clients Have to Say About Their Experiences with Our Services
We take pride in the satisfaction of our customers. Their opinions reflect the commitment and quality of our services. Here are some testimonials that inspire us to keep improving every day:
What are you waiting for to get help?
Stop Overpaying on Your Private Student Loans. Start Paying Less Today.
Clear answers for your private student loan concerns
We answer your questions before you apply
We know that managing your private student debt can raise many questions. That's why we've gathered the most common questions from our customers and answered them clearly and transparently. Here you'll find reliable information about the options available and how to take the first step toward real financial relief.
How can I lower my private student loan payments?
You can lower your private student loan payments through an array of options like refinancing, invalidation programs or loan modification. Professional assistance can also help you understandyour available options to reduce your monthly obligations.
Is refinancing the only way to lower private student loan payments?
No. While refinancing is one option, other strategies include debt validation, and repayment assistance programs. Many borrowers reduce payments without refinancing by enrolling into provider relief programs.
Can I qualify to lower private student loan payments if I’m already in default?
Yes. Even if you’re in default or facing collections, you may still qualify for relief programs that reduce your payments. In some cases, lenders are more open to modifications once loans are delinquent.
How much can my monthly payment be reduced?
The reduction depends on your balance, and financial hardship situation. Many borrowers see payments lowered by 40% to 60%, making repayment more manageable and affordable on a go forward basis.
Will lowering my private student loan payments extend the length of the loan?
In some cases, yes. Lowering payments can involve extending the repayment term. However, debt validation and modification programs can reduce both payments and the overall balance, and potentially shortening your repayment timeline.
Does lowering my private student loan payments affect my credit score?
Your credit may be impacted depending on the method used. Refinancing usually has minimal impact, while modification or validation relief programs can cause temporary drops. Long-term, reducing or elimination of your debt burden will improve credit health.
Can I lower Sallie Mae or Navient private student loan payments?
Yes. Borrowers with Sallie Mae, Navient, Firstmark, Citizens Bank, Wells Fargo, and other private student loan lenders may qualify for reduced payments through validation, or customized relief programs. Each case is unique and should be evaluated individually.
Do I need a high credit score to lower private student loan payments?
Not necessarily. Refinancing may require good credit, but debt validation or modification programs do not. Even borrowers with poor credit often find solutions to lower their monthly payments.
How long does it take to see lower payments?
Some borrowers see reduced payments immediately after enrolling in a provider relief program, while others may take a few months depending on lender modifications. On average, relief programs last 24 to 60 months.
Is there a cost to lower my private student loan payments?
Initial consultations are free. If you qualify and enroll in a program, fees may apply depending on the service chosen. These fees are usually much smaller than the savings you achieve through lower payments over the life of your loan.
Reduce your private student loan payments by up to 60%. Fill out the form now.
We will only use your data to contact you and offer you a free assessment, in a secure and confidential manner.